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Harbor Osmosis International Resource Efficient ETF (EFFI)

Gain alpha-seeking exposure to international equities with a focus on environmental considerations

NAV as of 9/15/2026
$26.87
NAV Daily Change
-$0.17
NAV YTD Return
11.22%
Net Expense Ratio (%)
0.55
Total Net Assets (million) as of 9/16/2026
$151.123
Benchmark
MSCI World Ex. US (ND) Index

EFFI: diversified, environmentally focused considerations in international equity.

  • EFFI leverages an actively managed quantitative model that uses a distinct proprietary process in an effort to uncover companies with the potential for outperformance.
  • Resource efficiency – assessing a company's energy and water usage, as well as its waste output – is a distinct signal developed by Osmosis to help identify attractive management practices that have the potential to lead to outperformance.
  • EFFI offers a distinct, alpha-seeking approach to international equity investing while aiming to meaningfully lower the portfolio’s carbon, water, and waste footprint.

Investment Team

Elk Creek Partners, LLC - Institutional Equity Management

Learn More

As of 9/15/2026

$26.87

Price (NAV)

-$0.17

NAV Daily Change ($)

-0.63%

NAV Daily Change (%)

11.22%

NAV YTD Return

$26.90

Market Price

-$0.22

Market Daily Change ($)

-0.81%

Market Daily Change (%)

11.34%

Market YTD Return

As of 9/15/2026

12/11/2024

Inception Date

0.55

Expense Ratio (%)

$151.123

Total Net Assets (million)

5,625,000

Shares Outstanding
(As of 9/16/2026)

EFFI

Ticker

41151J729

Cusip

NYSE Arca

Exchange

US41151J7292

ISIN

Foreside Fund Services, LLC

Distributor

Annual

Dividend Frequency

Foreign Large Blend​

Morningstar Category

MSCI World Ex. US (ND) Index

Benchmark

11,288,568

Implied Liquidity™ (Shares)

$305,274,588.31

Implied Liquidity

Investment Objective:

The Fund seeks long-term growth of capital.

As of 9/15/2026

$26.91

Bid/Ask Mid Price

$26.90

Closing Market Price

$0.04

Premium/Discount ($)

0.16%

Premium/Discount (%)
2025
Q1 2026
Q2 2026
Q3 2026
YTD
Days Traded at a Premium
170
37
46
34
117
Days Traded at a Discount
80
24
16
19
59

0.33%

30-Day Median Bid/Ask Spread

213

Exchange Volume (Shares)

USD

Trading Currency

Historical Premium Discount to NAV

No Data Available

Performance

Select an option

Loading Performance Data...

3 Mo.
YTD Return
1 Yr.
Since Fund Inception
Net Expense Ratio
Gross Expense Ratio
Osmosis International Resource Efficient ETF - at NAV
8.30%
4.72%
15.02%
21.04%
0.55%
0.55%
Market Price
6.92%
4.93%
15.29%
21.19%
--
--
MSCI World Ex. US (ND) Index
10.22%
9.19%
20.99%
23.69%
--
--

Performance data shown represents past performance and is no guarantee of future results. Fund performance is net of management fees and expenses and reflects reinvested dividends and distributions. Past performance reflects the beneficial effect of any expense waivers or reimbursements, without which returns would have been lower. Investment returns and principal value will fluctuate and when redeemed may be worth more or less than their original cost. Returns for periods less than one year are not annualized. Current performance may be higher or lower and is available through the most recent month end at harborcapital.com or by calling 800-422-1050.

The MSCI World ex‑USA (ND) Index captures large and mid cap representation across 22 of 23 Developed Markets (DM) countries ‑ excluding the United States. With 807 constituents, the index covers approximately 85% of the free float‑adjusted market capitalization in each country. Benchmark returns are adjusted for withholding taxes. Indices listed are unmanaged and do not reflect fees and expenses and are not available for direct investment.

Select an option

Ex-Date
Record Date
Payable Date
Ordinary Income
Short Term Capital Gains
Long Term Capital Gains
Total Distribution
12/18/2025
12/18/2025
12/23/2025
1.04704
--
--
1.04704
12/19/2024
12/19/2024
12/25/2024
--
--
--
0.00000

Holdings

As of 8/31/2026

73

Number of Holdings

88444.1

Wtd Avg Market Cap ($Mil)

2.82

Price/Book Ratio

19.3

Adjusted Trailing P/E Ratio

10.5

% EPS Growth - Past 3 Yr

15.83

Return on Equity (%)

16.6

Forecasted P/E Ratio

As of 9/14/2026

Company Name [Ticker]
% of Net Assets
TOYOTA TSUSHO CORP[8015]
4.0
RECRUIT HOLDINGS CO LTD[6098]
3.9
MERCEDES-BENZ GROUP AG[MBG]
3.9
OBIC CO LTD[4684]
3.8
GLENCORE PLC[GLEN]
3.8
L'OREAL[OR]
3.8
SONOVA HOLDING AG-REG[SOON]
3.7
KEYENCE CORP[6861]
3.7
DENSO CORP[6902]
3.4
LUNDIN GOLD INC[LUG]
3.4
% of Total Holdings:
37.4%

This information should not be considered as a recommendation to purchase or sell a particular security. The weightings, holdings, industry, sector and/or countries mentioned may change at any time and may not represent current or future investments.

As of 9/14/2026

Company Name [Ticker]
Category Name
Country
Cusip
Shares
Current Price ($)
Market Value ($)
% of Net Assets
TOYOTA TSUSHO CORP [8015]
EQUITY
690058003
114,358
48.622
5,560,319.35
4.0
RECRUIT HOLDINGS CO LTD [6098]
EQUITY
BQRRZ0906
50,608
106.772
5,403,496.75
3.9
MERCEDES-BENZ GROUP AG [MBG]
EQUITY
552902900
100,171
53.873
5,396,463.86
3.9
OBIC CO LTD [4684]
EQUITY
613674902
162,100
32.929
5,337,714.30
3.8
GLENCORE PLC [GLEN]
EQUITY
B4T3BW902
665,517
7.978
5,309,825.53
3.8
L'OREAL [OR]
EQUITY
405780909
11,898
443.636
5,278,376.86
3.8
SONOVA HOLDING AG-REG [SOON]
EQUITY
715603908
18,323
280.891
5,146,758.99
3.7
KEYENCE CORP [6861]
EQUITY
649099009
10,400
491.985
5,116,642.38
3.7
DENSO CORP [6902]
EQUITY
664038007
388,172
12.377
4,804,538.31
3.4
LUNDIN GOLD INC [LUG]
EQUITY
550371108
71,769
66.214
4,752,079.79
3.4
SWEDISH ORPHAN BIOVITRUM AB [SOBI]
EQUITY
B1CC9H902
95,274
45.915
4,374,535.22
3.1
AERCAP HOLDINGS NV [AER]
EQUITY
N00985106
28,185
139.42
3,929,552.70
2.8
BANCO SANTANDER SA [SAN]
EQUITY
570594903
263,927
14.748
3,892,349.24
2.8
UNICREDIT SPA [UCG]
EQUITY
BYMXPS901
39,680
97.537
3,870,287.50
2.8
MEDIBANK PRIVATE LTD [MPL]
EQUITY
BRTNNQ907
1,133,297
3.306
3,746,214.36
2.7
VESTAS WIND SYSTEMS A/S [VWS]
EQUITY
BN4MYF907
112,746
31.741
3,578,712.89
2.6
SINGAPORE EXCHANGE LTD [SGX]
EQUITY
630386902
193,700
18.031
3,492,575.95
2.5
MANULIFE FINANCIAL CORP [MFC]
EQUITY
56501R106
71,041
43.557
3,094,359.66
2.2
BARCLAYS PLC [BARC]
EQUITY
313486904
477,683
6.46
3,085,711.69
2.2
ASTRAZENECA PLC [AZN]
EQUITY
098952906
18,768
164.079
3,079,433.59
2.2
TORONTO-DOMINION BANK [TD]
EQUITY
891160509
24,795
121.02
3,000,688.10
2.1
DR ING HC F PORSCHE AG [P911]
EQUITY
BJN59B909
57,464
51.973
2,986,578.51
2.1
ENBRIDGE INC [ENB]
EQUITY
29250N105
56,381
48.211
2,718,177.75
1.9
EQUINOR ASA [EQNR]
EQUITY
713360907
58,218
45.397
2,642,899.51
1.9
GECINA SA [GFC]
EQUITY
774246904
33,576
75.864
2,547,202.05
1.8
DIAGEO PLC [DGE]
EQUITY
023740905
112,232
22.18
2,489,361.00
1.8
TOKYO GAS CO LTD [9531]
EQUITY
689544005
57,600
41.361
2,382,419.12
1.7
AKZO NOBEL N.V. [AKZA]
EQUITY
BJ2KSG907
34,818
66.534
2,316,573.82
1.7
ROYAL BANK OF CANADA [RY]
EQUITY
780087102
11,275
205.121
2,312,739.42
1.7
AIRBUS SE [AIR]
EQUITY
401225909
9,696
225.166
2,183,213.90
1.6
BELIMO HOLDING AG-REG [BEAN]
EQUITY
ACI1WXBL7
2,299
916.932
2,108,026.06
1.5
ASML HOLDING NV [ASML]
EQUITY
ACI02GTQ9
1,280
1,602.492
2,051,190.15
1.5
SWISSCOM AG-REG [SCMN]
EQUITY
553397902
2,370
806.827
1,912,178.86
1.4
WOODSIDE ENERGY GROUP LTD [WDS]
EQUITY
ACI25YKM1
77,718
23.617
1,835,502.63
1.3
ROCHE HOLDING AG [ROP]
EQUITY
ACI38LVK6
4,038
442.134
1,785,335.45
1.3
DAIFUKU CO LTD [6383]
EQUITY
625002001
48,800
35.286
1,721,962.50
1.2
SAMPO OYJ-A SHS [SAMPO]
EQUITY
ACI2K0750
157,573
10.882
1,714,692.11
1.2
E.ON SE [EOAN]
EQUITY
494290901
83,954
20.005
1,679,514.30
1.2
REXEL SA [RXL]
EQUITY
B1VP0K904
39,645
40.715
1,614,134.80
1.2
PUBLICIS GROUPE [PUB]
EQUITY
438042905
13,000
115.874
1,506,363.55
1.1
QBE INSURANCE GROUP LTD [QBE]
EQUITY
671574002
85,422
16.378
1,399,042.94
1.0
INTESA SANPAOLO [ISP]
EQUITY
407683002
174,385
7.749
1,351,342.50
1.0
NATWEST GROUP PLC [NWG]
EQUITY
BM8PJY904
145,187
9.218
1,338,304.27
1.0
KESKO OYJ-B SHS [KESKOB]
EQUITY
449000900
51,762
25.149
1,301,781.19
0.9
SOCIETE GENERALE SA [GLE]
EQUITY
596651901
13,726
84.801
1,163,980.57
0.8
BANCO BILBAO VIZCAYA ARGENTA [BBVA]
EQUITY
550190904
35,338
28.96
1,023,383.87
0.7
HONG KONG EXCHANGES & CLEAR [388]
EQUITY
626735906
19,000
50.666
962,650.84
0.7
GALP ENERGIA SGPS SA [GALP]
EQUITY
B1FW75903
37,276
24.884
927,567.76
0.7
CELESTICA INC [CLS]
EQUITY
15101Q207
2,407
316.251
761,216.89
0.5
3I GROUP PLC [III]
EQUITY
B1YW44908
20,649
35.518
733,421.25
0.5
BANCO BPM SPA [BAMI]
EQUITY
BYMD5K904
38,661
18.591
718,733.73
0.5
INDUSTRIVARDEN AB-C SHS [INDUC]
EQUITY
B1VSK5909
11,890
53.66
638,018.12
0.5
DANISH KRONE
CASH
--
--
3,786,390.29
0.154
584,842.96
0.4
INVESTOR AB-B SHS [INVEB]
EQUITY
BMV7PQ908
13,644
40.885
557,839.30
0.4
VODAFONE GROUP PLC [VOD]
EQUITY
ACI07KLY6
266,967
1.76
469,788.33
0.3
KUEHNE + NAGEL INTL AG-REG [KNIN]
EQUITY
B142S6906
1,763
264.497
466,308.54
0.3
INFINEON TECHNOLOGIES AG [IFX]
EQUITY
588950907
7,189
62.40
448,593.41
0.3
BANCO COMERCIAL PORTUGUES-R [BCP]
EQUITY
BZCNN3908
319,701
1.365
436,345.54
0.3
KAWASAKI KISEN KAISHA LTD [9107]
EQUITY
648468007
19,200
22.209
426,417.95
0.3
FAIRFAX FINANCIAL HLDGS LTD [FFH]
EQUITY
303901102
259
1,630.913
422,406.49
0.3
KONINKLIJKE PHILIPS NV [PHIA]
EQUITY
598662906
15,835
25.011
396,045.96
0.3
KBC GROUP NV [KBC]
EQUITY
449774009
2,552
150.977
385,293.28
0.3
SAGE GROUP PLC/THE [SGE]
EQUITY
B8C3BL905
26,148
13.615
355,998.36
0.3
SUNCORP GROUP LTD COMMON STOCK [SUN]
EQUITY
658508007
24,789
14.143
350,599.57
0.3
SWISS RE AG [SREN]
EQUITY
ACI00MQT5
2,003
169.379
339,265.17
0.2
LLOYDS BANKING GROUP PLC [LLOY]
EQUITY
087061008
220,222
1.476
325,097.11
0.2
HSBC HOLDINGS PLC [HSBA]
EQUITY
054052907
15,667
20.747
325,040.01
0.2
CHECK POINT SOFTWARE TECH [CHKP]
EQUITY
M22465104
2,315
138.495
320,615.93
0.2
SEKISUI HOUSE LTD [1928]
EQUITY
679390005
14,200
21.801
309,577.38
0.2
ABB LTD-REG [ABBN]
EQUITY
710889908
3,251
92.293
300,043.36
0.2
ASSA ABLOY AB-B [ASSAB]
EQUITY
ACI0CQYQ0
8,233
34.995
288,112.20
0.2
CANADIAN DOLLAR [@CASHCAD]
CASH
--
--
350,083.53
0.719
251,795.25
0.2
SINGAPORE DOLLAR
CASH
--
--
108,209.57
0.787
85,164.15
0.1
POUND STERLING
CASH
--
--
23,713.84
1.35
32,013.67
0.0
HONG KONG DOLLAR
CASH
--
--
171,035.96
0.127
21,805.94
0.0
NORWEGIAN KRONE
CASH
--
--
36,109.21
0.107
3,867.95
0.0
DAITO TRUST CONSTRUCT CO LTD [1878]
EQUITY
625050000
20
21.711
434.21
0.0
NITTO DENKO CORP [6988]
EQUITY
664180007
16
20.94
335.04
0.0
ZALANDO SE [ZAL]
EQUITY
BQV0SV900
1
26.085
26.08
0.0
JAPANESE YEN
CASH
--
--
-25,482,337
0.006
-165,046.39
-0.1
SWEDISH KRONA
CASH
--
--
-1,768,671.89
0.102
-181,189.46
-0.1
SWISS FRANC
CASH
--
--
-300,762.99
1.223
-367,950.81
-0.3
AUSTRALIAN DOLLAR
CASH
--
--
-1,171,485.22
0.714
-836,382.06
-0.6
EURO CURRENCY
CASH
--
--
-1,320,832.19
1.155
-1,525,164.59
-1.1
Total
--
--
--
--
--
148,906,086.27
106.6
Cash and Other Assets Less Liabilities
--
--
--
--
--
--
-6.6
Total Net Assets
--
--
--
--
--
--
100.0

As of 8/31/2026

Sector Breakdown

Financials

EFFI

27.5%

Benchmark

28.0%

Industrials

EFFI

19.0%

Benchmark

17.8%

Information Technology

EFFI

10.2%

Benchmark

10.1%

Health Care

EFFI

9.9%

Benchmark

8.9%

Materials

EFFI

8.9%

Benchmark

7.5%

Consumer Discretionary

EFFI

8.5%

Benchmark

7.7%

Consumer Staples

EFFI

6.1%

Benchmark

6.1%

Energy

EFFI

5.2%

Benchmark

5.4%

Utilities

EFFI

2.7%

Benchmark

3.6%

Communication Services

EFFI

2.6%

Benchmark

3.6%

Real Estate

EFFI

1.8%

Benchmark

1.4%

Cash

EFFI

-2.4%

Benchmark

0.0%

EFFI: Osmosis International Resource Efficient ETF

Benchmark: MSCI World Ex. US (ND) Index

As of 8/31/2026

Economic Sector
Osmosis International Resource Efficient ETF %
MSCI World Ex. US (ND) Index %

Industrials

18.8
2.2

Financials

10.3
10.8

Information Technology

7.3
-1.1

Materials

6.1
2.3

Consumer Staples

4.6
3.4

Energy

3.9
4.4

Communication Services

2.1
-2.5

[Unassigned]

--
10.8

Health Care

-0.1
2.7

Utilities

-1.0
-0.0

Real Estate

-4.2
-2.4

Consumer Discretionary

-4.9
3.4

As of 9/14/2026

Country
Osmosis International Resource Efficient ETF %
JAPAN
22.2
CANADA
12.2
UNITED KINGDOM
8.7
FRANCE
8.6
SWITZERLAND
8.6
NETHERLANDS
7.8
GERMANY
7.5
AUSTRALIA
5.2
ITALY
4.2
SWEDEN
4.2
Other
10.8

Investment Team

Elk Creek Partners, LLC - Institutional Equity Management

Osmosis Investment Management, established in 2009 and headquartered in London, is a sustainable investment firm specializing in quantitative investment strategies. The company focuses on identifying resource‑efficient companies – those that effectively manage carbon emissions, water consumption, and waste generation relative to their economic output. This approach aims to deliver attractive risk‑adjusted returns while achieving measurable environmental benefits.

Important Information

Investing involves risk, principal loss is possible. Unlike mutual funds, ETFs may trade at a premium or discount to their net asset value. The ETF is new and has limited operating history to judge.

Shares are bought and sold at market price not net asset value (NAV). Market price returns are based upon the closing composite market price and do not represent the returns you would receive if you traded shares at other times.

There is no guarantee that the investment objective of the Fund will be achieved. Stock markets are volatile and equity values can decline significantly in response to adverse issuer, political, regulatory, market and economic conditions. Large cap stocks may underperform compared to small or mid cap stocks, which may lead the Fund to lag behind funds focused on smaller caps, while mid cap stocks carry added risks like illiquidity and higher volatility than those of large companies. The Fund's investments in foreign securities expose it to higher risks than Funds investing only in the U.S., including currency risk, which may negatively impact its value if foreign currencies fluctuate against the U.S. dollar. There is no guarantee that the Subadvisor’s resource efficiency strategy will accurately provide exposure to resource efficient companies and the Fund may outperform or underperform other funds that invest in similar asset classes but employ different investment styles. The Subadvisor relies on company data for Resource Efficiency Scores but does not guarantee its accuracy or completeness. The Fund utilizes a quantitative model and there are limitations in every quantitative model. There can be no assurances that the strategies pursued or the techniques implemented in the quantitative model will be profitable, and various market conditions may be materially less favorable to certain strategies than others.

Diversification does not assure a profit or protect against loss in a declining market.

The views expressed herein may not be reflective of current opinions, are subject to change without prior notice, and should not be considered investment advice.

Bid/Ask Mid Price: the midpoint between the highest bid and the lowest offer, as of the time that the Fund’s NAV is calculated, typically 4 p.m. Eastern Time.

Premium/Discount ($): the difference between the Fund’s market price and NAV, expressed as a percentage of NAV. A premium is the amount that the Fund is trading above the reported NAV. A discount is the amount that the Fund is trading below the reported NAV.

30‑Day Median Bid/Ask Spread: calculated by identifying national best bid and national best offer ("NBBO") for each fund as of the end of each 10 second interval during each trading day of the last 30 calendar days and dividing the difference between each such bid and offer by the midpoint of the NBBO. The median of those values is identified and that value is expressed as a percentage (rounded to the nearest hundredth).

Alpha is the risk‑adjusted excess return of an investment relative to the return of a benchmark index.

Weighted Average Market Capitalization: The average size of the companies in a portfolio or index as measured by the market value of outstanding shares.

Price/Book: The price‑to‑book (P/B) ratio evaluates a firm's market value relative to its book value.

Adjusted Trailing P/E Ratio: The Adjusted Trailing P/E (Price/Earnings) Ratio is the closing stock price divided by the sum of the last 12 months actual EPS.

% EPS Growth – Past 3 year: Earnings per share refers to the bottom‑line measure of a company’s profitability defined as net income divided by the number of outstanding shares.

Return on Equity: Return on equity (ROE) is a measure of financial performance calculated by dividing net income by shareholders' equity.

Forecasted P/E Ratio: a measure of the P/E (price‑to‑earnings) ratio using forecasted earnings for the P/E calculation.