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Precision‑built exposures for modern portfolios.

We are building the next generation of ETFs to help investors navigate evolving markets and unlock new opportunities.

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Harbor

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Important Information

Harbor Funds Distributors, Inc. is the Distributor of the Harbor Mutual Funds.

Foreside Fund Services, LLC is the Distributor of the Harbor ETFs.

Investing involves risk and the potential loss of capital.

The fund has filed a registration statement with the Securities and Exchange Commission but it is not yet effective. An investment in the fund cannot be made, nor money accepted, until the registration statement is effective. An investor should consider the investment objectives, risks, and charges and expenses of the fund carefully before investing. A link to the preliminary prospectus containing this and other information about the fund may be found by clicking "View Details" for the applicable fund. The information in the preliminary prospectus is not complete and may be changed. The final prospectus should be read carefully before investing, and when available may be obtained by visiting www.harborcapital.com. This communication is not an offer to sell fund shares and is not soliciting an offer to buy fund shares in any state where the offer or sale is not permitted.

All trademarks or product names mentioned herein are the property of their respective owners. Copyright © 2026 Harbor Capital Advisors, Inc. All rights reserved.

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