Harbor Osmosis International Resource Efficient ETF (EFFI)

Gain alpha-seeking exposure to international equities with a focus on environmental considerations

NAV as of 11/5/2026
$27.25
NAV Daily Change
$0.04 ↑
NAV YTD Return
12.79% ↑
Net Expense Ratio (%)
0.55
Total Net Assets (million) as of 11/6/2026
$153.253
Benchmark
MSCI World Ex. US (ND) Index

EFFI: diversified, environmentally focused considerations in international equity.

  • EFFI leverages an actively managed quantitative model that uses a distinct proprietary process in an effort to uncover companies with the potential for outperformance.
  • Resource efficiency – assessing a company's energy and water usage, as well as its waste output – is a distinct signal developed by Osmosis to help identify attractive management practices that have the potential to lead to outperformance.
  • EFFI offers a distinct, alpha-seeking approach to international equity investing while aiming to meaningfully lower the portfolio’s carbon, water, and waste footprint.

Elk Creek Partners, LLC - Institutional Equity Management
Investment team
Harbor Capital Advisors, Inc.
Learn more

As of 11/5/2026

$27.25

Price (NAV)

$0.04

NAV Daily Change ($)

0.15%

NAV Daily Change (%)

12.79%

NAV YTD Return

$27.06

Market Price

-$0.33

Market Daily Change ($)

-1.20%

Market Daily Change (%)

12.00%

Market YTD Return

As of 11/5/2026

12/11/2024

Inception Date

0.55

Expense Ratio (%)

$153.253

Total Net Assets (million)

5,625,000

Shares Outstanding
(As of 11/6/2026)

EFFI

Ticker

41151J729

Cusip

NYSE Arca

Exchange

US41151J7292

ISIN

Foreside Fund Services, LLC

Distributor

Annual

Dividend Frequency

Foreign Large Blend​

Morningstar Category

MSCI World Ex. US (ND) Index

Benchmark

10,129,776

Implied Liquidity™ (Shares)

$275,581,032.18

Implied Liquidity

Investment Objective:

The Fund seeks long-term growth of capital.

As of 11/5/2026

$27.06

Bid/Ask Mid Price

$27.06

Closing Market Price

-$0.19

Premium/Discount ($)

-0.68%

Premium/Discount (%)
2025
Q1 2026
Q2 2026
Q3 2026
Q4 2026
YTD
Days Traded at a Premium
170
37
46
41
17
141
Days Traded at a Discount
80
24
16
23
9
72

--

30-Day Median Bid/Ask Spread

123

Exchange Volume (Shares)

USD

Trading Currency

Historical Premium Discount to NAV

No Data Available

Performance

Select an option

Loading Performance Data...

3 Mo.
YTD Return
1 Yr.
Since Fund Inception
Net Expense Ratio
Gross Expense Ratio
Osmosis International Resource Efficient ETF - at NAV
3.72%
8.61%
15.87%
20.26%
0.55%
0.55%
Market Price
3.31%
8.40%
15.53%
20.13%
--
--
MSCI World Ex. US (ND) Index
0.89%
10.16%
15.89%
20.67%
--
--

Performance data shown represents past performance and is no guarantee of future results. Fund performance is net of management fees and expenses and reflects reinvested dividends and distributions. Past performance reflects the beneficial effect of any expense waivers or reimbursements, without which returns would have been lower. Investment returns and principal value will fluctuate and when redeemed may be worth more or less than their original cost. Returns for periods less than one year are not annualized. Current performance may be higher or lower and is available through the most recent month end at harborcapital.com or by calling 800-422-1050.

The MSCI World ex‑USA (ND) Index captures large and mid cap representation across 22 of 23 Developed Markets (DM) countries ‑ excluding the United States. With 807 constituents, the index covers approximately 85% of the free float‑adjusted market capitalization in each country. Benchmark returns are adjusted for withholding taxes. Indices listed are unmanaged and do not reflect fees and expenses and are not available for direct investment.

Select an option

Ex-Date
Record Date
Payable Date
Ordinary Income
Short Term Capital Gains
Long Term Capital Gains
Total Distribution
12/18/2025
12/18/2025
12/23/2025
1.04704
--
--
1.04704
12/19/2024
12/19/2024
12/25/2024
--
--
--
0.00000

Holdings

As of 10/31/2026

71

Number of Holdings

89205

Wtd Avg Market Cap ($Mil)

3.15

Price/Book Ratio

18.6

Adjusted Trailing P/E Ratio

7.4

% EPS Growth - Past 3 Yr

16.18

Return on Equity (%)

17.2

Forecasted P/E Ratio

As of 11/5/2026

Company Name [Ticker]
% of Net Assets
MERCEDES-BENZ GROUP AG[MBG]
3.7
L'OREAL[OR]
3.7
SONOVA HOLDING AG-REG[SOON]
3.6
OBIC CO LTD[4684]
3.6
LUNDIN GOLD INC[LUG]
3.5
AERCAP HOLDINGS NV[AER]
3.4
GLENCORE PLC[GLEN]
3.2
TOYOTA TSUSHO CORP[8015]
3.1
KEYENCE CORP[6861]
3.1
RECRUIT HOLDINGS CO LTD[6098]
3.1
% of Total Holdings:
34.0%

This information should not be considered as a recommendation to purchase or sell a particular security. The weightings, holdings, industry, sector and/or countries mentioned may change at any time and may not represent current or future investments.

As of 11/5/2026

Company Name [Ticker]
Category Name
Country
Cusip
Shares
Current Price ($)
Market Value ($)
% of Net Assets
MERCEDES-BENZ GROUP AG [MBG]
EQUITY
552902900
118,829
48.141
5,720,514.94
3.7
L'OREAL [OR]
EQUITY
405780909
11,170
511.138
5,709,407.69
3.7
SONOVA HOLDING AG-REG [SOON]
EQUITY
715603908
15,453
357.584
5,525,749.98
3.6
OBIC CO LTD [4684]
EQUITY
613674902
138,000
39.849
5,499,188.95
3.6
LUNDIN GOLD INC [LUG]
EQUITY
550371108
77,401
68.415
5,295,392.76
3.5
AERCAP HOLDINGS NV [AER]
EQUITY
N00985106
31,355
166.17
5,210,260.35
3.4
GLENCORE PLC [GLEN]
EQUITY
B4T3BW902
731,171
6.684
4,887,180.59
3.2
TOYOTA TSUSHO CORP [8015]
EQUITY
690058003
112,658
42.84
4,826,262.44
3.1
KEYENCE CORP [6861]
EQUITY
649099009
10,500
458.687
4,816,214.67
3.1
RECRUIT HOLDINGS CO LTD [6098]
EQUITY
BQRRZ0906
41,008
114.117
4,679,724.24
3.1
SEKISUI HOUSE LTD [1928]
EQUITY
679390005
198,400
23.406
4,643,832.21
3.0
SWEDISH ORPHAN BIOVITRUM AB [SOBI]
EQUITY
B1CC9H902
91,576
50.345
4,610,393.71
3.0
UNICREDIT SPA [UCG]
EQUITY
BYMXPS901
45,336
86.588
3,925,564.71
2.6
MEDIBANK PRIVATE LTD [MPL]
EQUITY
BRTNNQ907
1,089,873
3.57
3,891,105.64
2.5
ASTRAZENECA PLC [AZN]
EQUITY
098952906
20,468
188.886
3,866,115.37
2.5
MANULIFE FINANCIAL CORP [MFC]
EQUITY
56501R106
84,342
43.981
3,709,410.88
2.4
TORONTO-DOMINION BANK [TD]
EQUITY
891160509
29,881
123.136
3,679,416.65
2.4
VESTAS WIND SYSTEMS A/S [VWS]
EQUITY
BN4MYF907
118,091
30.801
3,637,332.55
2.4
SINGAPORE EXCHANGE LTD [SGX]
EQUITY
630386902
210,600
16.437
3,461,534.13
2.3
ROYAL BANK OF CANADA [RY]
EQUITY
780087102
16,657
203.996
3,397,966.19
2.2
DR ING HC F PORSCHE AG [P911]
EQUITY
BJN59B909
62,674
52.999
3,321,631.65
2.2
BANCO SANTANDER SA [SAN]
EQUITY
570594903
273,116
12.143
3,316,569.43
2.2
DIAGEO PLC [DGE]
EQUITY
023740905
122,412
25.174
3,081,656.71
2.0
TOKYO GAS CO LTD [9531]
EQUITY
689544005
67,900
42.251
2,868,820.17
1.9
GECINA SA [GFC]
EQUITY
774246904
33,301
73.597
2,450,841.82
1.6
AIRBUS SE [AIR]
EQUITY
401225909
10,576
223.123
2,359,753.94
1.5
VODAFONE GROUP PLC [VOD]
EQUITY
ACI07KLY6
1,373,912
1.606
2,206,651.13
1.4
NATWEST GROUP PLC [NWG]
EQUITY
BM8PJY904
274,411
7.979
2,189,641.88
1.4
EQUINOR ASA [EQNR]
EQUITY
713360907
50,118
43.555
2,182,871.15
1.4
ROCHE HOLDING AG [ROP]
EQUITY
ACI38LVK6
4,388
479.349
2,103,383.22
1.4
BELIMO HOLDING AG-REG [BEAN]
EQUITY
ACI1WXBL7
2,229
897.02
1,999,457.87
1.3
ASML HOLDING NV [ASML]
EQUITY
ACI02GTQ9
1,380
1,402.375
1,935,277.59
1.3
WOODSIDE ENERGY GROUP LTD [WDS]
EQUITY
ACI25YKM1
91,254
21.207
1,935,179.64
1.3
GALP ENERGIA SGPS SA [GALP]
EQUITY
B1FW75903
77,525
22.101
1,713,413.44
1.1
INTESA SANPAOLO [ISP]
EQUITY
407683002
240,812
7.029
1,692,596.22
1.1
KESKO OYJ-B SHS [KESKOB]
EQUITY
449000900
56,188
29.82
1,675,531.966
1.1
QBE INSURANCE GROUP LTD [QBE]
EQUITY
671574002
93,172
17.948
1,672,273.73
1.1
REXEL SA [RXL]
EQUITY
B1VP0K904
43,245
38.582
1,668,484.76
1.1
DAIFUKU CO LTD [6383]
EQUITY
625002001
52,800
30.731
1,622,608.03
1.1
SAMPO OYJ-A SHS [SAMPO]
EQUITY
ACI2K0750
137,316
11.165
1,533,153.64
1.0
AKZO NOBEL N.V. [AKZA]
EQUITY
BJ2KSG907
20,094
70.209
1,410,769.70
0.9
E.ON SE [EOAN]
EQUITY
494290901
56,927
21.675
1,233,898.93
0.8
SWISSCOM AG-REG [SCMN]
EQUITY
553397902
1,370
898.856
1,231,432.42
0.8
INPEX CORP [1605]
EQUITY
B10RB1904
52,200
22.678
1,183,777.72
0.8
SOCIETE GENERALE SA [GLE]
EQUITY
596651901
14,966
72.385
1,083,313.78
0.7
BANCO BILBAO VIZCAYA ARGENTA [BBVA]
EQUITY
550190904
38,548
25.692
990,356.37
0.6
HONG KONG EXCHANGES & CLEAR [388]
EQUITY
626735906
19,000
50.322
956,118.09
0.6
PUBLICIS GROUPE [PUB]
EQUITY
438042905
7,153
117.687
841,817.37
0.5
3I GROUP PLC [III]
EQUITY
B1YW44908
21,633
34.611
748,732.99
0.5
INDUSTRIVARDEN AB-C SHS [INDUC]
EQUITY
B1VSK5909
12,960
54.282
703,495.08
0.5
INVESTOR AB-B SHS [INVEB]
EQUITY
BMV7PQ908
14,874
44.093
655,834.42
0.4
CELESTICA INC [CLS]
EQUITY
15101Q207
2,842
205.83
584,969.71
0.4
FAIRFAX FINANCIAL HLDGS LTD [FFH]
EQUITY
303901102
279
1,934.111
539,617.02
0.4
KONINKLIJKE PHILIPS NV [PHIA]
EQUITY
598662906
17,265
30.863
532,857.82
0.3
BROOKFIELD CORP [BN]
EQUITY
11271J107
10,439
41.747
435,796.40
0.3
SWISS RE AG [SREN]
EQUITY
ACI00MQT5
2,173
194.823
423,351.40
0.3
SAGE GROUP PLC/THE [SGE]
EQUITY
B8C3BL905
24,988
16.189
404,527.48
0.3
INFINEON TECHNOLOGIES AG [IFX]
EQUITY
588950907
7,829
51.551
403,595.18
0.3
ASSA ABLOY AB-B [ASSAB]
EQUITY
ACI0CQYQ0
8,973
40.982
367,729.77
0.2
KBC GROUP NV [KBC]
EQUITY
449774009
2,772
131.318
364,014.61
0.2
NITTO DENKO CORP [6988]
EQUITY
664180007
14,116
22.64
319,582.23
0.2
DSV A/S [DSV]
EQUITY
B1WT5G909
1,453
218.475
317,443.67
0.2
NUTRIEN LTD [NTR]
EQUITY
67077M108
4,381
72.147
316,077.29
0.2
LLOYDS BANKING GROUP PLC [LLOY]
EQUITY
087061008
240,222
1.304
313,246.50
0.2
REDEIA CORP SA [RED]
EQUITY
BD6FXN906
17,698
17.625
311,928.13
0.2
UNIBAIL-RODAMCO-WESTFIELD [URW]
EQUITY
BF2PQ0901
2,952
105.257
310,717.67
0.2
HSBC HOLDINGS PLC [HSBA]
EQUITY
054052907
17,467
17.586
307,183.04
0.2
ABB LTD-REG [ABBN]
EQUITY
710889908
3,541
82.604
292,501.38
0.2
BANK HAPOALIM BM [POLI]
EQUITY
607580909
12,899
22.176
286,054.03
0.2
KAWASAKI KISEN KAISHA LTD [9107]
EQUITY
648468007
14,000
20.181
282,537.07
0.2
JAPANESE YEN
CASH
--
--
574,409
0.006
3,639.65
0.0
NEW ISRAELI SHEQEL
CASH
--
--
10,788.47
0.312
3,366.87
0.0
SWEDISH KRONA
CASH
--
--
32,992.16
0.102
3,365.05
0.0
AUSTRALIAN DOLLAR
CASH
--
--
3,737.16
0.693
2,590.79
0.0
SINGAPORE DOLLAR
CASH
--
--
3,209.57
0.782
2,510.91
0.0
NORWEGIAN KRONE
CASH
--
--
10,691.6
0.107
1,148.66
0.0
EURO CURRENCY
CASH
--
--
989.85
1.122
1,110.51
0.0
SWISS FRANC
CASH
--
--
724.26
1.224
886.32
0.0
HONG KONG DOLLAR
CASH
--
--
6,035.96
0.128
769.75
0.0
POUND STERLING
CASH
--
--
435.71
1.345
586.09
0.0
DAITO TRUST CONSTRUCT CO LTD [1878]
EQUITY
625050000
20
22.545
450.89
0.0
CANADIAN DOLLAR [@CASHCAD]
CASH
--
--
210.11
0.714
149.94
0.0
DANISH KRONE
CASH
--
--
222.63
0.15
33.42
0.0
Total
--
--
--
--
--
152,696,252.756
99.6
Cash and Other Assets Less Liabilities
--
--
--
--
--
--
0.4
Total Net Assets
--
--
--
--
--
--
100.0

As of 10/31/2026

Sector Breakdown

Financials

EFFI

26.5%

Benchmark

27.3%

Industrials

EFFI

18.2%

Benchmark

17.2%

Health Care

EFFI

11.1%

Benchmark

9.8%

Information Technology

EFFI

10.1%

Benchmark

10.1%

Materials

EFFI

7.8%

Benchmark

6.8%

Consumer Discretionary

EFFI

7.3%

Benchmark

7.5%

Consumer Staples

EFFI

6.7%

Benchmark

6.6%

Energy

EFFI

4.7%

Benchmark

6.1%

Utilities

EFFI

3.0%

Benchmark

3.7%

Communication Services

EFFI

2.6%

Benchmark

3.4%

Real Estate

EFFI

1.5%

Benchmark

1.3%

Cash

EFFI

0.6%

Benchmark

0.0%

EFFI: Osmosis International Resource Efficient ETF

Benchmark: MSCI World Ex. US (ND) Index

As of 10/31/2026

Economic Sector
Osmosis International Resource Efficient ETF %
MSCI World Ex. US (ND) Index %

Health Care

13.1
8.3

Industrials

10.7
-4.6

Information Technology

9.4
0.2

Consumer Staples

8.9
1.7

Utilities

4.3
-0.1

Communication Services

3.8
0.6

Energy

2.2
10.6

Materials

-0.4
-1.5

Consumer Discretionary

-5.4
-5.1

Financials

-8.2
-5.0

Real Estate

-16.9
-6.0

As of 11/5/2026

Country
Osmosis International Resource Efficient ETF %
JAPAN
20.1
CANADA
11.7
UNITED KINGDOM
8.6
FRANCE
7.9
SWITZERLAND
7.6
NETHERLANDS
7.5
GERMANY
7.0
AUSTRALIA
4.9
SWEDEN
4.1
ITALY
3.7
Other
16.9

Investment Team

Elk Creek Partners, LLC - Institutional Equity Management

Osmosis Investment Management, established in 2009 and headquartered in London, is a sustainable investment firm specializing in quantitative investment strategies. The company focuses on identifying resource‑efficient companies – those that effectively manage carbon emissions, water consumption, and waste generation relative to their economic output. This approach aims to deliver attractive risk‑adjusted returns while achieving measurable environmental benefits.

Important Information

Investing involves risk, principal loss is possible. Unlike mutual funds, ETFs may trade at a premium or discount to their net asset value. The ETF is new and has limited operating history to judge.

Shares are bought and sold at market price not net asset value (NAV). Market price returns are based upon the closing composite market price and do not represent the returns you would receive if you traded shares at other times.

There is no guarantee that the investment objective of the Fund will be achieved. Stock markets are volatile and equity values can decline significantly in response to adverse issuer, political, regulatory, market and economic conditions. Large cap stocks may underperform compared to small or mid cap stocks, which may lead the Fund to lag behind funds focused on smaller caps, while mid cap stocks carry added risks like illiquidity and higher volatility than those of large companies. The Fund's investments in foreign securities expose it to higher risks than Funds investing only in the U.S., including currency risk, which may negatively impact its value if foreign currencies fluctuate against the U.S. dollar. There is no guarantee that the Subadvisor’s resource efficiency strategy will accurately provide exposure to resource efficient companies and the Fund may outperform or underperform other funds that invest in similar asset classes but employ different investment styles. The Subadvisor relies on company data for Resource Efficiency Scores but does not guarantee its accuracy or completeness. The Fund utilizes a quantitative model and there are limitations in every quantitative model. There can be no assurances that the strategies pursued or the techniques implemented in the quantitative model will be profitable, and various market conditions may be materially less favorable to certain strategies than others.

Diversification does not assure a profit or protect against loss in a declining market.

The views expressed herein may not be reflective of current opinions, are subject to change without prior notice, and should not be considered investment advice.

Bid/Ask Mid Price: the midpoint between the highest bid and the lowest offer, as of the time that the Fund’s NAV is calculated, typically 4 p.m. Eastern Time.

Premium/Discount ($): the difference between the Fund’s market price and NAV, expressed as a percentage of NAV. A premium is the amount that the Fund is trading above the reported NAV. A discount is the amount that the Fund is trading below the reported NAV.

30‑Day Median Bid/Ask Spread: calculated by identifying national best bid and national best offer ("NBBO") for each fund as of the end of each 10 second interval during each trading day of the last 30 calendar days and dividing the difference between each such bid and offer by the midpoint of the NBBO. The median of those values is identified and that value is expressed as a percentage (rounded to the nearest hundredth).

Alpha is the risk‑adjusted excess return of an investment relative to the return of a benchmark index.

Weighted Average Market Capitalization: The average size of the companies in a portfolio or index as measured by the market value of outstanding shares.

Price/Book: The price‑to‑book (P/B) ratio evaluates a firm's market value relative to its book value.

Adjusted Trailing P/E Ratio: The Adjusted Trailing P/E (Price/Earnings) Ratio is the closing stock price divided by the sum of the last 12 months actual EPS.

% EPS Growth – Past 3 year: Earnings per share refers to the bottom‑line measure of a company’s profitability defined as net income divided by the number of outstanding shares.

Return on Equity: Return on equity (ROE) is a measure of financial performance calculated by dividing net income by shareholders' equity.

Forecasted P/E Ratio: a measure of the P/E (price‑to‑earnings) ratio using forecasted earnings for the P/E calculation.