Do You Own XLV, IYH, or VHT?

Your healthcare allocation may be more concentrated than you think.

For Financial Advisors Use Only

Many healthcare ETFs provide broad market exposure by tracking an index. While that approach can offer efficient access to the sector, it may also limit flexibility in a rapidly evolving healthcare landscape.

As healthcare evolves through new therapies, technologies, and market shifts, passive strategies may miss important opportunities.

An active approach can help uncover them.

Get the Full Side‑by‑Side Analysis

Receive an instant download of our detailed comparison report on how MEDI stacks up against leading passive healthcare ETFs XLV, IYH, and VHT.

Compare Before You Allocate

Healthcare is changing. Your investment approach should be intentional.

Watch the video. Review the data. See how your passive healthcare exposure stacks up against MEDI.

Contact info@harborcapital.com for more information.

Login to Unlock

A blurred preview of the locked content is shown for context but is not available until this section is unlocked.

Important Information

For Institutional Use Only. Not for Distribution to the Public.

All investments involve risk including the possible loss of principal. Unlike mutual funds, ETFs may trade at a premium or discount to their net asset value.

Shares are bought and sold at market price not net asset value (NAV). Market price returns are based upon the closing composite market price and do not represent the returns you would receive if you traded shares at other times.

MEDI Risks: There is no guarantee that the investment objective of the Fund will be achieved. Stock markets are volatile and equity values can decline significantly in response to adverse issuer, political, regulatory, market and economic conditions. Since the Fund may hold foreign securities, it may be subject to greater risks than funds invested only in the U.S. These risks are more severe for securities of issuers in emerging market regions. Foreign currencies can decline in value and can adversely affect the dollar value of the fund. Since the Fund typically invests in a limited number of companies, an adverse event affecting a particular company may hurt the Fund's performance more than if it had invested in a larger number of companies. Health Care Industry Risk: Because the Fund seeks to invest all, or substantially all, of its assets in the health care industry, the value of its shares will depend on the general condition of the that industry. The health care industry may be affected by any number of factors, including, but not limited to, lapsing patent protection, industry innovation, extensive government regulation, restrictions on government reimbursement for medical expenses, research and development costs, limited product lines, product liability litigation, an increased emphasis on outpatient services, and competitive forces. Authorized Participant Concentration/Trading Risk: Only authorized participants ("APs") may engage in creation or redemption transactions directly with the Fund. The Fund is classified as non‑diversified, a non‑diversified Fund may invest a greater percentage of its assets in securities of a single issuer, and/or invest in a relatively small number of issuers, it is more susceptible to risks associated with a single economic, political or regulatory occurrence than a more diversified portfolio. New Fund Risk: There can be no assurance that the Fund will grow to or maintain an economically viable size, in which case the Board of Trustees may determine to liquidate the Fund. Small and Mid Cap Risk: The Fund's performance may be more volatile because it may invest in issuers that are smaller companies.

State Street®HlthCrSelSectSPDR®ETF (XLV) Principal Risks: Loss of money, Not FDIC insured, Issuer Non‑Diversification, Index Management, Market/Market Volatility, Equity Securities, Industry and Sector Investing, Large Cap, Market Trading.

iShares US Healthcare ETF (IYH) Principal Risks: Lending, Loss of money, Not FDIC insured, Country or Region, Issuer Non‑Diversification, Index Management, Issuer, Market/Market Volatility, Equity Securities, Industry and Sector Investing, Shareholder Activity (Redemption), Management, Portfolio Diversification, Large Cap, Market Trading.

Vanguard Health Care ETF (VHT) Principal Risks: Loss of money, Not FDIC insured, Capitalization, Issuer Non‑Diversification, Index Management, Market/Market Volatility, Equity Securities, Exchange Traded Funds, Industry and Sector Investing, Shareholder Activity (Redemption), Market Trading

The views expressed herein may not be reflective of current opinions, are subject to change without prior notice, and should not be considered investment advice.

Investors should carefully consider the investment objectives, risks, charges and expenses of a fund before investing. To obtain a summary prospectus or prospectus for this and other information, visit harborcapital.com or call 800-422-1050. Read it carefully before investing.

Westfield Capital Management Company, L.P. is a third‑party subadvisor to the Harbor Health Care ETF.

Foreside Fund Services, LLC is the distributor of the Harbor ETFs.